Empowered Women Over 50: Your Financial Future Starts Now
In 2025, women are taking charge of their financial futures with renewed focus and determination. At Athena Wealth NZ, we believe that financial wellness is a lifelong journey, and it's never too late to start. This blog post examines key financial goals, strategies for building wealth, and tips for navigating market uncertainty—all specifically designed for women over 50.
Key Financial Goals for Women Over 50
According to a recent Fidelity study, women are setting clear financial resolutions:
- Saving more (46%)
- Paying down debt (41%)
- Spending less (33%)
These goals reflect a growing emphasis on financial independence and long-term security.
Strategies for Building Wealth
Experts recommend several strategies to help women over 50 build and preserve wealth:
- Maximize retirement contributions, especially catch-up contributions available after age 50.
- Diversify income streams through investments, rental income, or part-time consulting.
- Reassess insurance needs and estate plans to ensure alignment with current goals.
- Work with a financial advisor to create a personalized plan that reflects your values and lifestyle.
Navigating Market Uncertainty
In times of market volatility, it’s important to focus on what you can control:
- Maintain a diversified portfolio aligned with your risk tolerance.
- Review your budget and adjust spending habits as needed.
- Stay committed to your long-term financial goals, even during short-term fluctuations.
Remember, financial resilience is built through consistent, informed decisions.
Final Thoughts
Your financial journey is uniquely yours, and every step you take today shapes your future. At Athena Wealth, we’re here to support and empower you with the tools and guidance you need.
Let’s continue the conversation—what’s your top financial goal this year?