A financial plan helps in guiding you set the direction to achieve your goals.

It all begins with a chat.

We have a 30 min, no obligation chat so you can clarify what we do and we can assess if what you need fits into our service offering.

We provide full disclosure on who we are and what we do so you can make a fully informed decision.

We get to know you, your family, the journeys you have been on, your financial objectives and the future you dream of to bring your dreams and reality together.

Consultation

At our consultation meeting, we discuss in detail the information on your current financial position and your objectives. We then discuss a few scenarios you would want to consider and agree on the nature and scope of the financial plan.

Our plans include:

  • Cashflow analysis

  • Net-worth statements

  • Financial goal projections

  • Retirement projections

  • Scenario analysis measuring the probability of outcomes

  • Risk profile

  • Estate planning

  • Investment portfolio construction to suit your objectives

We work with your lawyer, accountant, personal banker and any other professional adviser you have engaged to ensure your financial plan suits your circumstances.

The charge for the consultation meeting is $300 plus GST.

Plan fees

Our plan fees are based on the complexity of your situation. At our consultation meeting we will discuss and agree on what it means, with full disclosure from us on what the work entails.

Our plan fee ranges from $600 to $4,500 plus GST

Let's Chat

We Follow The Six-Step Process, Set By The Financial Planning Standards Board (FPSB)*

At Athena Wealth, financial planning follows the internationally recognised six-step process set by the Financial Planning Standards Board (FPSB). It’s a collaborative process in which Sumita, your financial planner, considers every aspect of your financial situation before recommending strategies:

  • Establishing our relationship. Sumita explains how the planning process works, the services Athena Wealth offers, her experience, and any conflicts of interest. Together you agree on the scope of the engagement in writing before any work begins.

  • Getting to know you. Sumita confirms your goals and gathers the financial details and documents needed, along with an understanding of your values, attitudes, expectations and past experiences with money.

  • Assessing your financial position. Sumita analyses whether your current situation supports your goals and identifies any gaps or additional resources you may need.

  • Developing and presenting your plan. Sumita considers the strategies available to you, discusses any goals that may need adjusting, and presents her recommendations along with the reasoning and assumptions behind them, so you can make informed decisions.

  • Putting the plan into action. You and Sumita agree on priorities and who is responsible for each step, and she identifies suitable products or services to implement the recommendations.

  • Reviewing your progress. You agree on how and when your plan will be reviewed, so it can be updated as your circumstances, goals, or the economic and regulatory environment change.

*Financial Planning Standards Board Ltd. (FPSB), through its network of professional financial planning and certification bodies around the world, is active in developing global competency, ethics and professional practice standards (and related certification requirements) to support the emergence and promote recognition of financial planning as a global profession. Over the past decade, FPSB has charted an ambitious course to build the global financial planning profession to benefit the public for generations to come.